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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,870 | $174,379-30.7% | $152,093-20.5% | $138,895-13.0% |
| Participation rate | 92.9% | 81.6%+11.2pp | 77.8%+15.1pp | 79.9%+12.9pp |
| Annual return | 22.46% | 74.86%-52.4pp | 66.36%-43.9pp | 145.39%-122.9pp |
| Employer contribution / active EE | $2,189 | $4,652-52.9% | $4,175-47.6% | $4,194-47.8% |
| Participant deferral / active EE | $5,483 | $6,159-11.0% | $5,451+0.6% | $6,396-14.3% |
| Admin fee / account holder | $3,126 | $16,880-81.5% | $14,497-78.4% | $12,562-75.1% |