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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,870 | $227,399-46.8% | $189,758-36.3% | $198,609-39.1% |
| Participation rate | 92.9% | 84.0%+8.9pp | 79.8%+13.1pp | 82.4%+10.5pp |
| Annual return | 22.46% | 61.03%-38.6pp | 52.62%-30.2pp | 202.70%-180.2pp |
| Employer contribution / active EE | $2,189 | $5,526-60.4% | $4,767-54.1% | $5,055-56.7% |
| Participant deferral / active EE | $5,483 | $6,837-19.8% | $5,856-6.4% | $6,977-21.4% |
| Admin fee / account holder | $3,126 | $25,162-87.6% | $20,388-84.7% | $19,030-83.6% |