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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,998 | $48,337-79.3% | $67,560-85.2% | $80,959-87.7% |
| Participation rate | 94.6% | 66.4%+28.2pp | 72.9%+21.7pp | 67.7%+26.9pp |
| Annual return | 17.39% | 18.26%-0.9pp | 3533.50%-3516.1pp | 35.67%-18.3pp |
| Employer contribution / active EE | $476 | $2,023-76.5% | $2,737-82.6% | $2,757-82.7% |
| Participant deferral / active EE | $2,858 | $2,928-2.4% | $4,004-28.6% | $4,300-33.5% |
| Admin fee / account holder | $671 | $3,695-81.8% | $3,994-83.2% | $6,925-90.3% |