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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,580 | $48,011-73.8% | $63,803-80.3% | $82,637-84.8% |
| Participation rate | 97.4% | 66.6%+30.8pp | 72.7%+24.7pp | 68.1%+29.3pp |
| Annual return | 18.74% | 19.84%-1.1pp | 543.72%-525.0pp | 53.51%-34.8pp |
| Employer contribution / active EE | $499 | $1,904-73.8% | $2,532-80.3% | $2,552-80.5% |
| Participant deferral / active EE | $3,262 | $2,846+14.6% | $3,843-15.1% | $4,126-20.9% |
| Admin fee / account holder | $1,936 | $3,873-50.0% | $5,196-62.8% | $7,339-73.6% |