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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,448 | $201,264-34.7% | $184,185-28.6% | $145,978-10.0% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.68% | 29.00%-18.3pp | 28.81%-18.1pp | 550.52%-539.8pp |
| Employer contribution / active EE | $800 | $7,021-88.6% | $6,426-87.5% | $4,662-82.8% |
| Participant deferral / active EE | $10,167 | $9,806+3.7% | $9,132+11.3% | $6,690+52.0% |
| Admin fee / account holder | $1,177 | $16,376-92.8% | $13,909-91.5% | $13,400-91.2% |