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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,448 | $201,344-34.7% | $184,243-28.7% | $145,877-9.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.68% | 29.01%-18.3pp | 28.82%-18.1pp | 551.28%-540.6pp |
| Employer contribution / active EE | $800 | $7,022-88.6% | $6,427-87.6% | $4,663-82.8% |
| Participant deferral / active EE | $10,167 | $9,807+3.7% | $9,132+11.3% | $6,691+52.0% |
| Admin fee / account holder | $1,177 | $16,382-92.8% | $13,914-91.5% | $13,402-91.2% |