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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,141 | $81,504-42.2% | $102,437-54.0% | $80,959-41.8% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 10.95% | 25.60%-14.6pp | 24.95%-14.0pp | 35.67%-24.7pp |
| Employer contribution / active EE | $7,628 | $3,104+145.8% | $3,871+97.1% | $2,757+176.7% |
| Participant deferral / active EE | $3,923 | $3,871+1.4% | $5,060-22.5% | $4,300-8.8% |
| Admin fee / account holder | $3,106 | $6,719-53.8% | $8,388-63.0% | $6,925-55.2% |