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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,937 | $111,785+1.0% | $93,669+20.6% | $145,877-22.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 10.64% | 203.79%-193.1pp | 133.59%-123.0pp | 551.28%-540.6pp |
| Employer contribution / active EE | $1,719 | $3,096-44.5% | $2,424-29.1% | $4,663-63.1% |
| Participant deferral / active EE | $16,000 | $4,919+225.3% | $4,416+262.3% | $6,691+139.1% |
| Admin fee / account holder | $921 | $10,256-91.0% | $8,291-88.9% | $13,402-93.1% |