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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,026 | $154,228-48.1% | $145,433-45.0% | $137,256-41.7% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 12.66% | 74.59%-61.9pp | 66.58%-53.9pp | 220.34%-207.7pp |
| Employer contribution / active EE | $2,959 | $4,804-38.4% | $4,554-35.0% | $4,156-28.8% |
| Participant deferral / active EE | $8,532 | $8,216+3.8% | $7,897+8.0% | $6,407+33.2% |
| Admin fee / account holder | $699 | $14,344-95.1% | $13,129-94.7% | $12,270-94.3% |