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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,970 | $114,119-71.1% | $107,187-69.2% | $138,895-76.3% |
| Participation rate | 82.6% | 78.1%+4.5pp | 75.0%+7.6pp | 79.9%+2.7pp |
| Annual return | 11.03% | 273.21%-262.2pp | 204.55%-193.5pp | 145.39%-134.4pp |
| Employer contribution / active EE | $0 | $4,059-100.0% | $3,782-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $968 | $5,538-82.5% | $5,096-81.0% | $6,396-84.9% |
| Admin fee / account holder | $1,596 | $10,024-84.1% | $9,162-82.6% | $12,562-87.3% |