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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,376 | $181,062-37.4% | $158,223-28.3% | $155,188-26.9% |
| Participation rate | 94.4% | 82.7%+11.8pp | 79.2%+15.2pp | 80.8%+13.6pp |
| Annual return | 18.23% | 57.39%-39.2pp | 52.09%-33.9pp | 148.84%-130.6pp |
| Employer contribution / active EE | $8,663 | $4,565+89.8% | $4,109+110.8% | $4,248+103.9% |
| Participant deferral / active EE | $10,397 | $6,134+69.5% | $5,467+90.2% | $6,531+59.2% |
| Admin fee / account holder | $6,152 | $18,825-67.3% | $16,047-61.7% | $14,480-57.5% |