Filed December 29, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,535 | $89,259-54.6% | $107,187-62.2% | $82,637-50.9% |
| Participation rate | 98.9% | 67.9%+31.0pp | 75.0%+23.9pp | 68.1%+30.9pp |
| Annual return | 20.64% | 21.02%-0.4pp | 204.55%-183.9pp | 53.51%-32.9pp |
| Employer contribution / active EE | $4,024 | $3,080+30.7% | $3,782+6.4% | $2,552+57.7% |
| Participant deferral / active EE | $5,061 | $4,037+25.4% | $5,096-0.7% | $4,126+22.7% |
| Admin fee / account holder | $2,430 | $7,381-67.1% | $9,162-73.5% | $7,339-66.9% |