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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,153 | $166,131-57.2% | $164,975-56.9% | $145,877-51.2% |
| Participation rate | 70.0% | 82.0%-12.0pp | 78.6%-8.6pp | 80.3%-10.3pp |
| Annual return | 12.58% | 100.37%-87.8pp | 70.12%-57.5pp | 551.28%-538.7pp |
| Employer contribution / active EE | $1,981 | $5,276-62.5% | $4,343-54.4% | $4,663-57.5% |
| Participant deferral / active EE | $3,968 | $6,962-43.0% | $6,033-34.2% | $6,691-40.7% |
| Admin fee / account holder | $687 | $16,648-95.9% | $12,688-94.6% | $13,402-94.9% |