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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,546 | $183,592-86.1% | $155,574-83.6% | $145,877-82.5% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 6.71% | 61.37%-54.7pp | 64.87%-58.2pp | 551.28%-544.6pp |
| Employer contribution / active EE | $2,481 | $5,317-53.3% | $4,676-46.9% | $4,663-46.8% |
| Participant deferral / active EE | $5,066 | $6,466-21.6% | $5,629-10.0% | $6,691-24.3% |
| Admin fee / account holder | $16,532 | $19,316-14.4% | $15,914+3.9% | $13,402+23.4% |