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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,987 | $183,539-0.8% | $155,556+17.0% | $145,897+24.7% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 17.18% | 61.31%-44.1pp | 64.84%-47.7pp | 552.29%-535.1pp |
| Employer contribution / active EE | $4,100 | $5,315-22.9% | $4,675-12.3% | $4,663-12.1% |
| Participant deferral / active EE | $5,459 | $6,467-15.6% | $5,631-3.0% | $6,689-18.4% |
| Admin fee / account holder | $13,326 | $19,275-30.9% | $15,885-16.1% | $13,390-0.5% |