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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,731 | $177,353-85.5% | $158,226-83.7% | $198,609-87.0% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | 21.88% | 599.50%-577.6pp | 501.41%-479.5pp | 202.70%-180.8pp |
| Employer contribution / active EE | $3,839 | $3,239+18.5% | $2,986+28.6% | $5,055-24.1% |
| Participant deferral / active EE | $3,457 | $4,615-25.1% | $4,317-19.9% | $6,977-50.4% |
| Admin fee / account holder | $905 | $10,960-91.7% | $10,217-91.1% | $19,030-95.2% |