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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,357 | $81,476+8.4% | $102,383-13.7% | $80,925+9.2% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 9.84% | 25.59%-15.8pp | 24.94%-15.1pp | 35.65%-25.8pp |
| Employer contribution / active EE | $8,087 | $3,105+160.5% | $3,870+108.9% | $2,756+193.4% |
| Participant deferral / active EE | $6,041 | $3,871+56.1% | $5,060+19.4% | $4,299+40.5% |
| Admin fee / account holder | $3,601 | $6,717-46.4% | $8,391-57.1% | $6,940-48.1% |