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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,357 | $81,504+8.4% | $102,437-13.7% | $80,959+9.1% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 9.84% | 25.60%-15.8pp | 24.95%-15.1pp | 35.67%-25.8pp |
| Employer contribution / active EE | $8,087 | $3,104+160.6% | $3,871+108.9% | $2,757+193.3% |
| Participant deferral / active EE | $6,041 | $3,871+56.1% | $5,060+19.4% | $4,300+40.5% |
| Admin fee / account holder | $3,601 | $6,719-46.4% | $8,388-57.1% | $6,925-48.0% |