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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,174 | $58,627+21.4% | $76,735-7.2% | $82,448-13.7% |
| Participation rate | 89.7% | 63.2%+26.5pp | 69.5%+20.2pp | 68.1%+21.7pp |
| Annual return | 13.49% | 39.10%-25.6pp | 29.77%-16.3pp | 41.64%-28.1pp |
| Employer contribution / active EE | $936 | $1,729-45.9% | $2,454-61.8% | $2,551-63.3% |
| Participant deferral / active EE | $4,637 | $3,134+48.0% | $4,088+13.4% | $4,139+12.0% |
| Admin fee / account holder | $22,885 | $5,323+330.0% | $7,189+218.3% | $7,234+216.3% |