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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,174 | $59,440+19.7% | $78,004-8.8% | $82,637-13.9% |
| Participation rate | 89.7% | 62.8%+26.9pp | 69.4%+20.3pp | 68.1%+21.7pp |
| Annual return | 13.49% | 40.24%-26.7pp | 31.07%-17.6pp | 53.51%-40.0pp |
| Employer contribution / active EE | $936 | $1,750-46.5% | $2,469-62.1% | $2,552-63.3% |
| Participant deferral / active EE | $4,637 | $3,138+47.7% | $4,092+13.3% | $4,126+12.4% |
| Admin fee / account holder | $22,885 | $5,504+315.8% | $7,578+202.0% | $7,339+211.8% |