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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,283 | $72,071+146.0% | $68,368+159.3% | $137,256+29.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 15.99% | 353.14%-337.2pp | 292.57%-276.6pp | 220.34%-204.3pp |
| Employer contribution / active EE | $4,308 | $2,788+54.5% | $2,649+62.6% | $4,156+3.7% |
| Participant deferral / active EE | $7,559 | $4,410+71.4% | $4,123+83.3% | $6,407+18.0% |
| Admin fee / account holder | $13,739 | $5,336+157.5% | $5,150+166.8% | $12,270+12.0% |