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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,283 | $102,595+72.8% | $94,057+88.5% | $154,746+14.6% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 15.99% | 583.42%-567.4pp | 480.62%-464.6pp | 172.34%-156.3pp |
| Employer contribution / active EE | $4,308 | $3,147+36.9% | $2,933+46.9% | $4,379-1.6% |
| Participant deferral / active EE | $7,559 | $5,118+47.7% | $4,709+60.5% | $6,730+12.3% |
| Admin fee / account holder | $13,739 | $7,736+77.6% | $7,244+89.7% | $14,365-4.4% |