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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,149 | $155,555+71.7% | $146,866+81.9% | $155,188+72.1% |
| Participation rate | 89.5% | 84.0%+5.5pp | 82.5%+7.0pp | 80.8%+8.7pp |
| Annual return | 15.33% | 115.41%-100.1pp | 102.85%-87.5pp | 148.84%-133.5pp |
| Employer contribution / active EE | $10,527 | $4,647+126.5% | $4,425+137.9% | $4,248+147.8% |
| Participant deferral / active EE | $12,470 | $8,044+55.0% | $7,759+60.7% | $6,531+90.9% |
| Admin fee / account holder | $2,543 | $14,755-82.8% | $13,620-81.3% | $14,480-82.4% |