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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,149 | $156,398+70.8% | $147,318+81.3% | $138,895+92.3% |
| Participation rate | 89.5% | 83.8%+5.7pp | 82.1%+7.4pp | 79.9%+9.6pp |
| Annual return | 15.33% | 78.75%-63.4pp | 70.43%-55.1pp | 145.39%-130.1pp |
| Employer contribution / active EE | $10,527 | $4,853+116.9% | $4,593+129.2% | $4,194+151.0% |
| Participant deferral / active EE | $12,470 | $8,237+51.4% | $7,906+57.7% | $6,396+95.0% |
| Admin fee / account holder | $2,543 | $14,976-83.0% | $13,708-81.5% | $12,562-79.8% |