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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,812 | $106,749+31.0% | $145,433-3.9% | $82,448+69.6% |
| Participation rate | 60.4% | 75.6%-15.2pp | 82.1%-21.7pp | 68.1%-7.6pp |
| Annual return | 17.49% | 27.59%-10.1pp | 66.58%-49.1pp | 41.64%-24.1pp |
| Employer contribution / active EE | $815 | $3,444-76.3% | $4,554-82.1% | $2,551-68.1% |
| Participant deferral / active EE | $8,267 | $6,519+26.8% | $7,897+4.7% | $4,139+99.7% |
| Admin fee / account holder | $4,989 | $8,390-40.5% | $13,129-62.0% | $7,234-31.0% |