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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,755 | $112,729+72.8% | $98,716+97.3% | $137,256+41.9% |
| Participation rate | 72.7% | 74.2%-1.5pp | 69.3%+3.4pp | 80.0%-7.2pp |
| Annual return | 15.47% | 38.48%-23.0pp | 31.81%-16.3pp | 220.34%-204.9pp |
| Employer contribution / active EE | $2,391 | $2,725-12.3% | $2,279+4.9% | $4,156-42.5% |
| Participant deferral / active EE | $9,441 | $4,640+103.5% | $4,048+133.2% | $6,407+47.4% |
| Admin fee / account holder | $40,869 | $10,129+303.5% | $8,703+369.6% | $12,270+233.1% |