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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,755 | $124,980+55.8% | $108,359+79.7% | $154,746+25.9% |
| Participation rate | 72.7% | 75.2%-2.4pp | 70.1%+2.6pp | 80.7%-8.0pp |
| Annual return | 15.47% | 45.00%-29.5pp | 36.89%-21.4pp | 172.34%-156.9pp |
| Employer contribution / active EE | $2,391 | $2,851-16.1% | $2,399-0.4% | $4,379-45.4% |
| Participant deferral / active EE | $9,441 | $4,743+99.1% | $4,137+128.2% | $6,730+40.3% |
| Admin fee / account holder | $40,869 | $11,502+255.3% | $9,741+319.6% | $14,365+184.5% |