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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,715 | $97,125+257.0% | $86,233+302.1% | $137,256+152.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 14.80% | 74.19%-59.4pp | 61.39%-46.6pp | 220.34%-205.5pp |
| Employer contribution / active EE | $4,436 | $2,841+56.1% | $2,504+77.1% | $4,156+6.7% |
| Participant deferral / active EE | $20,996 | $5,180+305.4% | $4,559+360.5% | $6,407+227.7% |
| Admin fee / account holder | $1,397 | $9,725-85.6% | $8,342-83.2% | $12,270-88.6% |