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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,921 | $81,487+52.1% | $102,412+21.0% | $80,935+53.1% |
| Participation rate | 71.4% | 66.8%+4.6pp | 74.5%-3.1pp | 67.7%+3.8pp |
| Annual return | 9.19% | 25.60%-16.4pp | 24.94%-15.7pp | 35.66%-26.5pp |
| Employer contribution / active EE | $6,122 | $3,103+97.3% | $3,870+58.2% | $2,757+122.1% |
| Participant deferral / active EE | $4,061 | $3,871+4.9% | $5,060-19.7% | $4,299-5.5% |
| Admin fee / account holder | $3,222 | $6,717-52.0% | $8,388-61.6% | $6,924-53.5% |