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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,565 | $178,174+57.5% | $156,181+79.6% | $137,256+104.4% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.8%-3.8pp | 80.0%-5.0pp |
| Annual return | 20.44% | 84.19%-63.8pp | 64.87%-44.4pp | 220.34%-199.9pp |
| Employer contribution / active EE | $4,369 | $4,972-12.1% | $4,294+1.8% | $4,156+5.1% |
| Participant deferral / active EE | $11,108 | $6,888+61.3% | $6,132+81.1% | $6,407+73.4% |
| Admin fee / account holder | $1,031 | $17,404-94.1% | $14,586-92.9% | $12,270-91.6% |