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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,538 | $156,398+133.1% | $147,318+147.4% | $138,895+162.5% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 18.48% | 78.75%-60.3pp | 70.43%-52.0pp | 145.39%-126.9pp |
| Employer contribution / active EE | $12,713 | $4,853+161.9% | $4,593+176.8% | $4,194+203.1% |
| Participant deferral / active EE | $13,121 | $8,237+59.3% | $7,906+66.0% | $6,396+105.1% |
| Admin fee / account holder | $13,173 | $14,976-12.0% | $13,708-3.9% | $12,562+4.9% |