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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,323 | $156,398+176.4% | $147,318+193.5% | $138,895+211.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.33% | 78.75%-60.4pp | 70.43%-52.1pp | 145.39%-127.1pp |
| Employer contribution / active EE | $17,269 | $4,853+255.8% | $4,593+276.0% | $4,194+311.7% |
| Participant deferral / active EE | $11,061 | $8,237+34.3% | $7,906+39.9% | $6,396+72.9% |
| Admin fee / account holder | $1,619 | $14,976-89.2% | $13,708-88.2% | $12,562-87.1% |