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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,755 | $81,358-88.0% | $155,556-93.7% | $80,959-88.0% |
| Participation rate | 95.0% | 66.3%+28.7pp | 78.2%+16.8pp | 67.7%+27.3pp |
| Annual return | 13.16% | 33.39%-20.2pp | 64.84%-51.7pp | 35.67%-22.5pp |
| Employer contribution / active EE | $1,745 | $3,106-43.8% | $4,675-62.7% | $2,757-36.7% |
| Participant deferral / active EE | $3,571 | $3,455+3.4% | $5,631-36.6% | $4,300-17.0% |
| Admin fee / account holder | $482 | $7,994-94.0% | $15,885-97.0% | $6,925-93.0% |