Filed August 3, 2022
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,415 | $77,164-50.2% | $178,014-78.4% | $80,874-52.5% |
| Participation rate | 55.3% | 65.7%-10.4pp | 77.1%-21.8pp | 67.6%-12.4pp |
| Annual return | 18.58% | 18.09%+0.5pp | 294.80%-276.2pp | 35.62%-17.0pp |
| Employer contribution / active EE | $3,545 | $2,288+55.0% | $3,950-10.2% | $2,756+28.7% |
| Participant deferral / active EE | $5,238 | $4,408+18.8% | $6,276-16.5% | $4,297+21.9% |
| Admin fee / account holder | $4,047 | $7,164-43.5% | $10,362-60.9% | $6,935-41.6% |