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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $36,434 |
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $32,114 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,086 | $85,515+81.4% | $112,040+38.4% | $67,986+128.1% |
| Participation rate | 98.1% | 68.2%+29.9pp | 76.5%+21.6pp | 57.2%+40.9pp |
| Annual return | 17.07% | 29.68%-12.6pp | 24.52%-7.4pp | 31.67%-14.6pp |
| Employer contribution / active EE | $3,205 | $2,191+46.3% | $2,954+8.5% | $2,019+58.8% |
| Participant deferral / active EE | $10,341 | $4,014+157.6% | $5,098+102.9% | $3,358+208.0% |
| Admin fee / account holder | $466 | $3,774-87.6% | $12,098-96.1% | $3,203-85.4% |