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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,978 | $166,268-38.1% | $165,100-37.6% | $145,897-29.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.88% | 100.52%-89.6pp | 70.21%-59.3pp | 552.29%-541.4pp |
| Employer contribution / active EE | $2,581 | $5,284-51.2% | $4,348-40.6% | $4,663-44.6% |
| Participant deferral / active EE | $9,219 | $6,964+32.4% | $6,035+52.7% | $6,689+37.8% |
| Admin fee / account holder | $21,633 | $16,659+29.9% | $12,696+70.4% | $13,390+61.6% |