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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,978 | $166,089-38.0% | $164,928-37.6% | $145,978-29.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 10.88% | 100.26%-89.4pp | 70.08%-59.2pp | 550.52%-539.6pp |
| Employer contribution / active EE | $2,581 | $5,276-51.1% | $4,343-40.6% | $4,662-44.6% |
| Participant deferral / active EE | $9,219 | $6,961+32.4% | $6,034+52.8% | $6,690+37.8% |
| Admin fee / account holder | $21,633 | $16,641+30.0% | $12,684+70.5% | $13,400+61.4% |