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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,480 | $107,666+83.4% | $102,184+93.3% | $154,746+27.6% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 16.00% | 29.33%-13.3pp | 31.58%-15.6pp | 172.34%-156.3pp |
| Employer contribution / active EE | $2,236 | $3,846-41.9% | $3,594-37.8% | $4,379-48.9% |
| Participant deferral / active EE | $13,908 | $8,719+59.5% | $8,309+67.4% | $6,730+106.6% |
| Admin fee / account holder | $4,323 | $12,943-66.6% | $11,609-62.8% | $14,365-69.9% |