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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,243 | $76,407+200.0% | $150,298+52.5% | $82,448+178.0% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.33% | 39.99%-27.7pp | 62.79%-50.5pp | 41.64%-29.3pp |
| Employer contribution / active EE | $5,361 | $2,614+105.1% | $4,154+29.1% | $2,551+110.2% |
| Participant deferral / active EE | $5,490 | $3,214+70.8% | $5,453+0.7% | $4,139+32.6% |
| Admin fee / account holder | $6,754 | $6,352+6.3% | $14,116-52.2% | $7,234-6.6% |