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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,210 | $25,014+24.8% | $69,460-55.1% | $80,911-61.4% |
| Participation rate | 70.5% | 64.2%+6.3pp | 66.4%+4.1pp | 67.6%+2.9pp |
| Annual return | 14.56% | 19.08%-4.5pp | 100.80%-86.2pp | 35.63%-21.1pp |
| Employer contribution / active EE | $1,547 | $991+56.0% | $1,714-9.8% | $2,756-43.9% |
| Participant deferral / active EE | $2,666 | $1,839+44.9% | $2,890-7.7% | $4,297-38.0% |
| Admin fee / account holder | $4,829 | $2,491+93.9% | $4,695+2.9% | $6,935-30.4% |