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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $551,799 | $81,276+578.9% | $155,574+254.7% | $80,925+581.9% |
| Participation rate | 91.7% | 66.2%+25.4pp | 78.2%+13.5pp | 67.7%+24.0pp |
| Annual return | 12.62% | 33.36%-20.7pp | 64.87%-52.2pp | 35.65%-23.0pp |
| Employer contribution / active EE | $10,898 | $3,103+251.2% | $4,676+133.1% | $2,756+295.4% |
| Participant deferral / active EE | $21,138 | $3,453+512.2% | $5,629+275.5% | $4,299+391.7% |
| Admin fee / account holder | $30,035 | $7,993+275.8% | $15,914+88.7% | $6,940+332.8% |