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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $551,799 | $81,233+579.3% | $155,567+254.7% | $80,874+582.3% |
| Participation rate | 91.7% | 66.2%+25.4pp | 78.2%+13.5pp | 67.6%+24.0pp |
| Annual return | 12.62% | 33.33%-20.7pp | 64.74%-52.1pp | 35.62%-23.0pp |
| Employer contribution / active EE | $10,898 | $3,101+251.4% | $4,674+133.1% | $2,756+295.5% |
| Participant deferral / active EE | $21,138 | $3,452+512.3% | $5,628+275.6% | $4,297+391.9% |
| Admin fee / account holder | $30,035 | $7,998+275.6% | $15,916+88.7% | $6,935+333.1% |