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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,022 | $95,453-23.5% | $112,040-34.8% | $82,448-11.4% |
| Participation rate | 63.9% | 72.8%-8.9pp | 76.5%-12.6pp | 68.1%-4.2pp |
| Annual return | 28.42% | 23.92%+4.5pp | 24.52%+3.9pp | 41.64%-13.2pp |
| Employer contribution / active EE | $3,211 | $2,318+38.5% | $2,954+8.7% | $2,551+25.9% |
| Participant deferral / active EE | $7,134 | $4,224+68.9% | $5,098+40.0% | $4,139+72.4% |
| Admin fee / account holder | $18,008 | $9,013+99.8% | $12,098+48.8% | $7,234+148.9% |