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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,545 | $80,812+210.0% | $160,784+55.8% | $82,448+203.9% |
| Participation rate | 97.1% | 66.2%+30.9pp | 77.0%+20.2pp | 68.1%+29.1pp |
| Annual return | 14.25% | 100.59%-86.3pp | 1803.92%-1789.7pp | 41.64%-27.4pp |
| Employer contribution / active EE | $8,710 | $2,174+300.7% | $3,733+133.3% | $2,551+241.4% |
| Participant deferral / active EE | $15,081 | $4,335+247.9% | $6,293+139.7% | $4,139+264.3% |
| Admin fee / account holder | $22,430 | $7,695+191.5% | $9,717+130.8% | $7,234+210.1% |