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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,086 | $97,648-73.3% | $121,663-78.6% | $87,485-70.2% |
| Participation rate | 84.8% | 70.5%+14.4pp | 74.5%+10.4pp | 68.9%+15.9pp |
| Annual return | 15.36% | 18.03%-2.7pp | 147.54%-132.2pp | 26.06%-10.7pp |
| Employer contribution / active EE | $1,936 | $2,300-15.8% | $3,020-35.9% | $2,596-25.4% |
| Participant deferral / active EE | $2,593 | $3,923-33.9% | $4,887-46.9% | $4,274-39.3% |
| Admin fee / account holder | $4,482 | $11,100-59.6% | $14,289-68.6% | $7,775-42.3% |