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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,086 | $94,031-72.3% | $115,768-77.5% | $82,448-68.4% |
| Participation rate | 84.8% | 70.4%+14.4pp | 74.4%+10.5pp | 68.1%+16.8pp |
| Annual return | 15.36% | 20.61%-5.3pp | 100.46%-85.1pp | 41.64%-26.3pp |
| Employer contribution / active EE | $1,936 | $2,323-16.7% | $2,940-34.1% | $2,551-24.1% |
| Participant deferral / active EE | $2,593 | $3,972-34.7% | $4,917-47.3% | $4,139-37.3% |
| Admin fee / account holder | $4,482 | $10,249-56.3% | $12,439-64.0% | $7,234-38.0% |