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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,146 | $154,228+20.7% | $145,433+28.0% | $137,256+35.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.48% | 74.59%-58.1pp | 66.58%-50.1pp | 220.34%-203.9pp |
| Employer contribution / active EE | $15,154 | $4,804+215.4% | $4,554+232.7% | $4,156+264.6% |
| Participant deferral / active EE | $9,072 | $8,216+10.4% | $7,897+14.9% | $6,407+41.6% |
| Admin fee / account holder | $2,869 | $14,344-80.0% | $13,129-78.1% | $12,270-76.6% |