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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,987 | $88,672-45.9% | $105,223-54.4% | $82,448-41.8% |
| Participation rate | 58.5% | 67.9%-9.4pp | 75.0%-16.5pp | 68.1%-9.5pp |
| Annual return | 23.13% | 30.86%-7.7pp | 180.65%-157.5pp | 41.64%-18.5pp |
| Employer contribution / active EE | $2,180 | $3,048-28.5% | $3,689-40.9% | $2,551-14.5% |
| Participant deferral / active EE | $3,200 | $4,036-20.7% | $5,072-36.9% | $4,139-22.7% |
| Admin fee / account holder | $6,158 | $7,146-13.8% | $8,859-30.5% | $7,234-14.9% |