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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,012 | $106,864+116.2% | $147,318+56.8% | $82,637+179.5% |
| Participation rate | 66.7% | 75.5%-8.8pp | 82.1%-15.4pp | 68.1%-1.4pp |
| Annual return | 14.65% | 27.49%-12.8pp | 70.43%-55.8pp | 53.51%-38.9pp |
| Employer contribution / active EE | $1,973 | $3,417-42.2% | $4,593-57.0% | $2,552-22.7% |
| Participant deferral / active EE | $8,207 | $6,496+26.4% | $7,906+3.8% | $4,126+98.9% |
| Admin fee / account holder | $4,621 | $8,415-45.1% | $13,708-66.3% | $7,339-37.0% |