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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,430 | $181,062-86.0% | $158,223-83.9% | $155,188-83.6% |
| Participation rate | 80.0% | 82.7%-2.7pp | 79.2%+0.8pp | 80.8%-0.8pp |
| Annual return | 21.15% | 57.39%-36.2pp | 52.09%-30.9pp | 148.84%-127.7pp |
| Employer contribution / active EE | $2,032 | $4,565-55.5% | $4,109-50.5% | $4,248-52.2% |
| Participant deferral / active EE | $8,254 | $6,134+34.6% | $5,467+51.0% | $6,531+26.4% |
| Admin fee / account holder | $698 | $18,825-96.3% | $16,047-95.7% | $14,480-95.2% |