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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,430 | $172,111-85.2% | $150,298-83.1% | $137,256-81.5% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 21.15% | 69.37%-48.2pp | 62.79%-41.6pp | 220.34%-199.2pp |
| Employer contribution / active EE | $2,032 | $4,636-56.2% | $4,154-51.1% | $4,156-51.1% |
| Participant deferral / active EE | $8,254 | $6,166+33.9% | $5,453+51.4% | $6,407+28.8% |
| Admin fee / account holder | $698 | $16,471-95.8% | $14,116-95.1% | $12,270-94.3% |