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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,413 | $167,030-46.5% | $135,768-34.1% | $155,188-42.4% |
| Participation rate | 66.7% | 76.2%-9.5pp | 71.1%-4.4pp | 80.8%-14.1pp |
| Annual return | 20.07% | 678.39%-658.3pp | 526.10%-506.0pp | 148.84%-128.8pp |
| Employer contribution / active EE | $1,415 | $4,132-65.8% | $3,394-58.3% | $4,248-66.7% |
| Participant deferral / active EE | $5,488 | $4,528+21.2% | $3,977+38.0% | $6,531-16.0% |
| Admin fee / account holder | $726 | $8,172-91.1% | $7,048-89.7% | $14,480-95.0% |