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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,699 | $201,372+108.9% | $184,260+128.3% | $145,884+188.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 15.81% | 29.04%-13.2pp | 28.84%-13.0pp | 551.85%-536.0pp |
| Employer contribution / active EE | $32,610 | $7,024+364.3% | $6,427+407.4% | $4,662+599.4% |
| Participant deferral / active EE | $8,690 | $9,808-11.4% | $9,133-4.9% | $6,690+29.9% |
| Admin fee / account holder | $10,222 | $16,362-37.5% | $13,898-26.5% | $13,392-23.7% |