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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,079 | $81,358-44.6% | $155,556-71.0% | $80,959-44.3% |
| Participation rate | 90.7% | 66.3%+24.4pp | 78.2%+12.4pp | 67.7%+23.0pp |
| Annual return | 10.75% | 33.39%-22.6pp | 64.84%-54.1pp | 35.67%-24.9pp |
| Employer contribution / active EE | $800 | $3,106-74.2% | $4,675-82.9% | $2,757-71.0% |
| Participant deferral / active EE | $4,963 | $3,455+43.6% | $5,631-11.9% | $4,300+15.4% |
| Admin fee / account holder | $1,992 | $7,994-75.1% | $15,885-87.5% | $6,925-71.2% |