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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,042 | $102,393+1.6% | $147,041-29.2% | $80,911+28.6% |
| Participation rate | 48.2% | 75.9%-27.6pp | 82.2%-34.0pp | 67.6%-19.4pp |
| Annual return | 13.85% | 134.95%-121.1pp | 419.21%-405.4pp | 35.63%-21.8pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,935-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $8,637 | $6,647+29.9% | $8,071+7.0% | $4,297+101.0% |
| Admin fee / account holder | $5,938 | $7,943-25.2% | $13,006-54.3% | $6,935-14.4% |