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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,055 | $105,284-78.1% | $150,734-84.7% | $94,015-75.5% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 18.44% | 15.67%+2.8pp | 600.81%-582.4pp | 17.84%+0.6pp |
| Employer contribution / active EE | $2,785 | $3,599-22.6% | $4,918-43.4% | $2,790-0.2% |
| Participant deferral / active EE | $1,531 | $4,274-64.2% | $5,610-72.7% | $4,249-64.0% |
| Admin fee / account holder | $1,181 | $9,839-88.0% | $14,905-92.1% | $8,951-86.8% |