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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,164 | $100,194+2.0% | $122,979-16.9% | $86,983+17.5% |
| Participation rate | 96.8% | 73.0%+23.8pp | 77.2%+19.6pp | 69.5%+27.2pp |
| Annual return | 11.85% | 16.47%-4.6pp | 20.12%-8.3pp | 25.83%-14.0pp |
| Employer contribution / active EE | $2,988 | $2,326+28.5% | $3,062-2.4% | $2,584+15.6% |
| Participant deferral / active EE | $6,809 | $4,133+64.7% | $5,003+36.1% | $4,194+62.4% |
| Admin fee / account holder | $1,291 | $10,148-87.3% | $12,864-90.0% | $7,856-83.6% |