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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,643 | $58,241+0.7% | $81,780-28.3% | $80,911-27.5% |
| Participation rate | 100.0% | 63.4%+36.6pp | 72.4%+27.6pp | 67.6%+32.4pp |
| Annual return | 11.96% | 41.73%-29.8pp | 776.27%-764.3pp | 35.63%-23.7pp |
| Employer contribution / active EE | $10,367 | $2,343+342.4% | $2,914+255.8% | $2,756+276.2% |
| Participant deferral / active EE | $6,848 | $3,283+108.6% | $4,321+58.5% | $4,297+59.4% |
| Admin fee / account holder | $413 | $4,973-91.7% | $7,384-94.4% | $6,935-94.0% |