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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,731 | $58,311-23.3% | $81,882-45.4% | $80,959-44.7% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 15.12% | 41.85%-26.7pp | 779.47%-764.4pp | 35.67%-20.6pp |
| Employer contribution / active EE | $1,670 | $2,347-28.8% | $2,916-42.7% | $2,757-39.4% |
| Participant deferral / active EE | $2,316 | $3,287-29.6% | $4,323-46.4% | $4,300-46.2% |
| Admin fee / account holder | $1,485 | $4,752-68.7% | $7,360-79.8% | $6,925-78.6% |