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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,874 | $86,949-64.5% | $102,460-69.9% | $80,959-61.9% |
| Participation rate | 90.6% | 72.4%+18.2pp | 76.5%+14.1pp | 67.7%+23.0pp |
| Annual return | 7.94% | 18.89%-11.0pp | 29.47%-21.5pp | 35.67%-27.7pp |
| Employer contribution / active EE | $6,188 | $2,370+161.1% | $3,025+104.6% | $2,757+124.4% |
| Participant deferral / active EE | $3,307 | $4,121-19.8% | $5,056-34.6% | $4,300-23.1% |
| Admin fee / account holder | $4,193 | $8,048-47.9% | $9,460-55.7% | $6,925-39.5% |