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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,269 | $183,592+40.7% | $155,574+66.0% | $145,877+77.0% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 11.04% | 61.37%-50.3pp | 64.87%-53.8pp | 551.28%-540.2pp |
| Employer contribution / active EE | $4,430 | $5,317-16.7% | $4,676-5.2% | $4,663-5.0% |
| Participant deferral / active EE | $3,986 | $6,466-38.4% | $5,629-29.2% | $6,691-40.4% |
| Admin fee / account holder | $1,709 | $19,316-91.2% | $15,914-89.3% | $13,402-87.3% |