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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,269 | $183,516+40.7% | $155,534+66.1% | $145,884+77.0% |
| Participation rate | 92.3% | 82.7%+9.6pp | 78.2%+14.1pp | 80.3%+12.0pp |
| Annual return | 11.04% | 61.43%-50.4pp | 64.92%-53.9pp | 551.85%-540.8pp |
| Employer contribution / active EE | $4,430 | $5,315-16.6% | $4,675-5.2% | $4,662-5.0% |
| Participant deferral / active EE | $3,986 | $6,467-38.4% | $5,630-29.2% | $6,690-40.4% |
| Admin fee / account holder | $1,709 | $19,293-91.1% | $15,900-89.3% | $13,392-87.2% |