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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,042 | $81,276-28.6% | $155,574-62.7% | $80,925-28.3% |
| Participation rate | 86.2% | 66.2%+20.0pp | 78.2%+8.0pp | 67.7%+18.5pp |
| Annual return | 10.36% | 33.36%-23.0pp | 64.87%-54.5pp | 35.65%-25.3pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $4,676-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,089 | $3,453-68.5% | $5,629-80.7% | $4,299-74.7% |
| Admin fee / account holder | $8,185 | $7,993+2.4% | $15,914-48.6% | $6,940+17.9% |